If you are from Canada or Norway, you are not required to have international student health insurance as per SBHE policy/procedure 505
. However, if you are interested in receiving student health insurance, please reach out to Admissions
The North Dakota University System (NDUS) offers health insurance coverage to international NDUS students through United Healthcare Insurance Company (except students from Canada and Norway).
All international students are required (excluding students from Canada and Norway) to have health insurance in place and verified as per NDUS Policy 505
and an international student is able to secure a waiver from the NDUS health insurance plan.
International students are automatically enrolled by semester in their institution's student health insurance plan. A student may opt-in to NDUS health insurance coverage prior to automatic enrollment to expedite confirmation of coverage. The premium cost is billed to the international student's campus connection account. If an international student wants to waive this health insurance coverage, comparable coverage must be in place and verified through the waiver process.
All full-time undergraduate students actively taking classes on campus are eligible to enroll. "Full-time" is defined as:
- Undergraduate students enrolled in 12 or more credit hours each semester
- Additionally, eligible students who enroll may insure their dependents as well. Eligible dependents are the student's legal spouse/domestic partner and dependent children under 26 years of age. The student must be enrolled in order to access an enrollment opportunity for dependents
- Students eligible for this insurance plan must actively attend class in person. Students who are primarily enrolled in online courses, home study programs, or correspondence courses do not fulfill the eligibility requirements.
- This list is not exhaustive; each applicant must review the insurance policy information and base eligibility determinations upon that review. If a student is found to be ineligible for the policy, United Healthcare will remove the student from the policy. If you have questions if you are eligible or not, please contact Katie Fitzsimmons at the NDUS Office.
Domestic students (i.e. American citizens) are not required by the NDUS to carry coverage; however, the Affordable Care Act does require that you carry some sort of health insurance. If you would like assistance with selecting health insurance, please go to HealthCare.gov.
United Healthcare Contact Information:
United Healthcare Customer Service
Canadian Provincial Health Insurance
Canadian citizens are not required to carry the North Dakota University System insurance policy through United Healthcare. You should refer to your Canadian private and provincial health insurance providers for more information about what sort of coverage you have while attending college in the United States.
If you are interested in purchasing the North Dakota University System insurance policy, read through the policy details and contact our student finance office to initiate your enrollment into the plan. Include the following details: First and Last name, BSC student ID, date of birth, U.S. phone number, and your address in Bismarck. You must choose to Opt-In to be enrolled in the policy through United Healthcare.